Home Improvement Loan Options

 

FAQ

 

How long does the approval process take? 

Most loans can be processed and approved over the phone in just a few minutes.

What is your current credit approval rate?

About 80% of loan applications are approved.

How long is my credit commitment good for?

120 days from application date

What kind of loans do you offer?

Unsecured Home Improvement Loans

What is an unsecured loan?

An unsecured loan means there is no collateral or lien on your home. 

Is there an early pay off penalty?

No, there is no penalty

What types of home improvement projects qualify?

Most interior and exterior projects qualify. 

 

 

 

There are 4 different categories of loans we offer and minimum loan amounts to qualify. 

 

Minimum Loan Amounts:

$1,000.00

Same-as-Cash Loans 

Traditional Installment Loans 

 

$3,500.00

Zero Interest Loans

Reduced Interest Loans (5 & 7 year)

 

$7,500.00

Reduced Interest Loans (10 year)

 

$10,000.00

Reduced Interest Loans (12 year)

 

Maximum Loan Amount for any category

$45,000.00

 

Loan Types:

Same-as-Cash Loans

  • 3 month

  • 6 month

  • 12 month

  • 18 month

  • 24 month

Reduced Interest Loans

6.99%

  • 5 year

  • 7 year

  • 10 year

  • 12 year

4.99%

  • 5 year

  • 7 year

  • 10 year

  • 12 year

2.99%

  • 5 year

  • 7 year

  • 10 year

  • 12 year

1.99%

  • 5 year

  • 7 year

  • 10 year

  • 12 year

Zero Interest Loans

  • 12 month

  • 24 month

  • 36 month

  • 48 month

  • 60 month

  • 72 month

  • 84 month

Traditional Loan

9.99%

  • 5 year

  • 7 year

  • 10 year

  • 12 year

 

All loans provided on approved credit. Repayment is based on loan selected and approved for. Exact payment amounts apply. The first monthly payment will be due 30 days after the loan closes. 

 

Service Areas: 

 

Escambia County Florida

  • Pensacola

  • Cantonment

  • Perdido Key

  • Pensacola Beach

Santa Rosa County Florida

 

Okaloosa County Florida 

  • Mary Esther

  • Fort Walton Beach

  • Destin

  • Crestview

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